Looking for the right payment gateway in Ireland? It is essential for the success of any e-commerce business in Ireland.
With a variety of options available, finding the one that balances security, cost-effectiveness, and a smooth customer experience can be challenging.
In this blog, we’ll explore what are the best payment gateways for e-commerce in Ireland and their benefits to help you make the best choice for your business needs.
Let’s start!
What is a Payment Gateway?
A payment gateway acts as a digital bridge between customers and merchants, ensuring secure transaction processing.
It encrypts payment details, verifies them, and communicates with the bank to approve or decline payments, protecting sensitive information at every step.
What Are the Best Payment Gateways for E-commerce in Ireland?
Below are nine prominent payment gateways suitable for Irish businesses:
1. 2Checkout
2Checkout is a globally recognised payment gateway, serving over 20,000 brands across 211 countries.
It offers a comprehensive suite of services, including global payment processing, digital commerce solutions, subscription billing, tax and financial services, risk management, and multilingual support. This makes it a versatile choice for businesses aiming to expand internationally.
The 2Checkout payment method offers a transparent pricing structure with no setup, annual, or monthly fees, making it a cost-effective option for businesses. Information regarding charges on refunds is available upon request, ensuring clarity and flexibility for users. This straightforward approach allows businesses to manage payments without worrying about hidden costs.
2. Stripe
Stripe is an Irish-American financial services company that provides payment processing software and APIs for e-commerce and mobile applications.
Known for its developer-friendly platform, Stripe supports a wide range of payment methods and currencies, making it ideal for businesses seeking a customisable and scalable solution.
The Stripe payment method provides a pay-as-you-go pricing structure with no setup, annual, or monthly fees, ensuring a flexible and accessible solution for businesses. A commission of 2.9% plus 30 cents is charged per transaction, and details about refund charges are available upon request.
Stripe supports major credit and debit card payments, including Visa and MasterCard, making it a convenient and widely accepted choice for handling online transactions.
3. Rapyd
Rapyd allows Irish businesses to smoothly integrate payment systems into their websites or applications through its customisable REST API. Supporting payments via cards and a wide range of local alternatives in over 100 countries, Rapyd Collect provides a strong platform for global payment processing.
With no setup, annual, or monthly fees, Rapyd offers a cost-effective solution, although a $25 fee applies to refunds. Its cloud-based infrastructure and microservices design ensure scalability, making it an ideal choice for organisations aiming to streamline and expand their payment capabilities.
4. Authorize.Net
Authorize.Net is a reliable payment gateway that enables merchants to accept various payment methods, including credit cards and electronic checks.
It provides advanced fraud detection tools and secure transactions, attracting businesses that prioritise security and dependability.
With no setup or annual fees, it offers a straightforward pricing model. A monthly fee of $25 applies, ensuring access to strong features and support.
Information regarding charges on refunds is available upon request, offering transparency and flexibility for users. Authorize.Net is an excellent choice for businesses seeking a trusted solution for smooth payment processing.
5. Adyen
Adyen is a global payment company that allows businesses to accept payments in multiple currencies and payment methods.
It offers a unified platform for online, mobile, and in-store payments, making it ideal for businesses seeking an omnichannel payment solution.
Adyen supports Visa and MasterCard with no setup, annual, or monthly fees, offering a simple and cost-effective payment solution for businesses.
6. Braintree
Braintree is a versatile payment gateway in Ireland, supporting methods like PayPal, Venmo, credit and debit cards, and eWallets such as Google Pay and Apple Pay.
With no setup, annual, or monthly fees, and no extra charges on refunds, Braintree provides a secure and cost-effective solution to reduce transaction risks and increase customer conversions.
7. Checkout.com
Checkout.com provides a comprehensive payment solution for businesses in Ireland, offering a fully customisable gateway to handle transactions efficiently. With no setup, annual, or monthly fees, it supports scalability and smooth integration through modular technology.
Additionally, local staff offer support for regulatory and scalability challenges, while information on refund charges is available upon request.
8. Skrill
Skrill is an online payment provider offering affordable international money transfers and smooth transactions across Europe. With no setup, annual, or monthly fees, Skrill charges 0.49 EUR per refund and applies a commission of 0.9% on card payments and 0.5% on Rapid Transfers.
Serving over 120,000 customers in 30+ countries, Skrill is a reliable choice for secure and efficient global payments.
9. Revolut
Revolut is a versatile digital alternative to traditional banking, offering peer-to-peer payments, debit cards, currency exchange, and cryptocurrency trading.
With no annual or monthly fees, the setup is free initially, with optional paid plans like Grow, Scale, and Enterprise for added features.
A commission of 1% + £0.20 per transaction applies, while refund charges are available upon request. Revolut is ideal for managing diverse financial needs efficiently
Benefits of the Best Payment Gateways for E-commerce in Ireland
1. Effortless Online Payment Management
Payment gateways offer an intuitive dashboard, allowing businesses to set up and manage transactions with ease.
2. Smooth Integration with Accounting Tools
Modern payment gateways integrate effortlessly with over 350 software tools, including popular accounting platforms.
3. Automate Payment and Administrative Tasks
Automating your payment processes through direct debit systems saves hours of administrative effort, letting you focus on growing your business.
4. Reduce Late or Failed Payments
By utilising bank payment systems, e-commerce businesses can reduce payment failures significantly compared to card transactions.
Conclusion
Choosing the right payment gateway is essential for e-commerce businesses in Ireland to ensure smooth transactions, secure payment processing, and customer satisfaction.
This guide highlighted some of the best payment gateways available, each offering unique features to meet diverse business needs, whether you’re a small start-up or a large enterprise.
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FAQs
What factors should I consider when choosing a payment gateway in Ireland?
Consider transaction fees, supported payment methods, integration ease, security features, and customer support to ensure the gateway aligns with your business needs.
Which payment gateways are popular among Irish e-commerce businesses?
Popular options include Stripe, checkout.com, and Rapyd, known for their reliability and comprehensive features.
How do transaction fees vary among different payment gateways?
Fees differ based on the provider and transaction volume; some charge a percentage per transaction, while others have monthly fees.
Can I accept international payments with these gateways?
Yes, many gateways support multiple currencies, enabling businesses to accept international payments smoothly.
How secure are these payment gateways for online transactions?
Reputable gateways comply with PCI DSS standards and use encryption to protect sensitive data, ensuring secure transactions.
How easily can these gateways integrate with my existing e-commerce platform?
Most gateways offer APIs and plugins for smooth integration with various e-commerce platforms, simplifying the setup process.
